How to Submit Your HMDA Data to the CFPB
All HMDA submissions are processed through the CFPB HMDA Platform or the new HMDA RELIEF Submission Platform which uses the CFPB’s API. The HMDA RELIEF Submission Platform mirrors the CFPB HMDA Platform all within the HMDA RELIEF application. QuestSoft will create the HMDA.txt file for upload to either Platform.
Note: You must be on v.1.9.0 or higher of Compliance RELIEF to submit your 2020 HMDA data in 2021. Before you can use either Platform you must first create an account. If you created an account in a previous year, your credentials should still be valid. (Though you may need to change your password.)
Once your HMDA data is free of Validity Errors (Edits) and you are OK with all of your Quality Errors (Edits) and you have reviewed your Macro Edits, click the “Process Submission” button on the “Submit” screen in HMDA RELIEF to create the HMDA.txt file to upload your data to the Platform of your choice. Note there is a checkbox to “Perform a Complete Retest before submission”. This is a requirement prior to your official submission.
Note: QuestSoft does not have access to your data on the CFPB HMDA Platform. Once the data is uploaded, we have no control. The process is paperless, and no email confirmation will be sent. If you use the CFPB Submission Platform and you need verification of submission, we suggest printing the final screen
If you need assistance with the Compliance/HMDA RELIEF portion of the process, please email firstname.lastname@example.org
If you need assistance with the CFPB HMDA Platform, please email email@example.com.