Automated Mortgage Compliance

Encompass Clients:
You can now access HMDA Error Reporting, Geocoding, and Rate Spread data -- directly inside Encompass!

encompass integrated with instant hmda

The features within Instant HMDA allow lenders to correct Validity and Quality errors at the point of contact. In addition, census tract data can be obtained with just one click. Options include:

  • Instant Geocoder – to accurately match addresses with scores that allow for minor data variation elements that often occur
  • HMDA Review – to analyze production for error-free submissions
  • Rate Spread – to calculate whether a loan is a Higher Priced Mortgage Loan (HPML)
Rate Spread, Geocode, and Edit Check
Just a click away
Activate now and make HMDA relaxing!

  • The easiest, fastest, and most affordable HMDA solution available
  • Geocoding offers a feature unique to QuestSoft – alternative address spelling to catch entry errors in the address or zip code
  • No more re-keying an address to find geocodes
  • Error detection instantly lists Quality and Validity error conditions

Combine with HMDA RELIEF, the nation’s leading HMDA processing software, and correct errors with the push of a button, produce and email detailed reports and submit your HMDA data with just 5 clicks!

Want to find out more? Fill out the form below to request more information on Instant HMDA inside Encompass.

Compliance Eagle basic services screenshot

In addition, when used in Compliance EAGLE, lending institutions are equipped with automated rule sets to identify and adhere to regulatory exceptions and guidelines, performing TILA/RESPA Integrated Disclosure (TRID) compliance, Qualified Mortgage/Ability-to-Repay (QM/ATR), High Cost, Guaranteed Fee Tolerances and Transfer Tax services, Truth in Lending Act (TILA), Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and local consumer lending laws, Home Ownership and Equity Protection Act (HOEPA), Office of Foreign Assets Control (OFAC), Social Security Number (SSN) checks, exclusionary lists, NMLS License verifications, among other tests.

Contact QuestSoft information
contactbox_icon3  Call 800-575-4632