Automated Mortgage Compliance

Instant HMDA for Encompass

Access HMDA Error Reporting, Geocoding, and Rate Spread data -- directly inside Encompass!


The features within Instant HMDA allow lenders to correct Validity and Quality errors at the point of contact. In addition, census tract data can be obtained with just one click.

Options include:

  • Instant Geocoder – accurately match addresses with scores that allow for minor data variation elements that often occur
  • HMDA Review – analyze production for error-free submissions
  • Rate Spread – calculate whether a loan is a Higher Priced Mortgage Loan (HPML)

Activate now and make HMDA relaxing!

  • The easiest, fastest, and most affordable HMDA solution available
  • Geocoding offers a feature unique to QuestSoft – alternative address spelling to catch entry errors in the address or zip code
  • No more re-keying an address to find geocodes
  • Error detection instantly lists Quality and Validity error conditions

Combine with HMDA RELIEF, the nation’s leading HMDA processing software, and correct errors with the push of a button, produce and email detailed reports and submit your HMDA data in seconds!

Want to find out more? Fill out the form below to request more information about Instant HMDA for Encompass.

About Compliance Eagle

In addition, when used in Compliance EAGLE, lending institutions are equipped with automated rule sets to identify and adhere to regulatory exceptions and guidelines, performing TILA/RESPA Integrated Disclosure (TRID) compliance, Qualified Mortgage/Ability-to-Repay (QM/ATR), High Cost, Guaranteed Fee Tolerances and Transfer Tax services, Truth in Lending Act (TILA), Real Estate Settlement Practices Act (RESPA) compliance on non-TRID loans, federal, state and local consumer lending laws, Home Ownership and Equity Protection Act (HOEPA), Office of Foreign Assets Control (OFAC), Social Security Number (SSN) checks, exclusionary lists, NMLS License verifications, among other tests.

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Encompass is a registered trademark of Ellie Mae, Inc.