HMDA Questions Answered Webinar

QuestSoft held a free webinar on March 7, 2018 to answer the questions generated from our January webinar, HMDA: What Happens Next? This Q&A session addressed many of the questions submitted by attendees of the previous webinar regarding the practical applications of the new CFPB HMDA rules that mortgage lenders are now facing. 

This Q&A webinar featured the three most well-known experts on HMDA — Kathleen (Kitty) Ryan, who helped author the CFPB HMDA rule, Thomas Kearney, who most recently led the team responsible for the Home Mortgage Disclosure Act rulemakings, and Leonard Ryan, QuestSoft president, whose software is used by 75% of submitting institutions nationwide. These are the same HMDA experts featured in the January webinar—which you can rewatch here:

Recommended for: Executive Management, Operations Management and Compliance Officers.


kathleen ryan profile

Kathleen "Kitty" Ryan
Partner, Akerman, LLP

Former CFPB Deputy Assistant Director for the Office of Regulations, and key contributor to the new CFPB HMDA regulations. During her time at the CFPB, Kitty oversaw the completion of the TILA-RESPA Integrated Disclosure rulemaking and the HMDA rulemaking that completely rewrote Regulation C. She also advised on enforcement and supervisory matters and supervised the development of the CFPB’s debt collection rulemaking.

Kearney Thomas

Thomas Kearney
Partner, Akerman, LLP

As a former regulatory lawyer at the Consumer Financial Protection Bureau, Thomas played a key role developing and drafting multiple mortgage originations related rulemakings. He most recently led the team responsible for the Home Mortgage Disclosure Act rulemakings. Thomas was also substantially involved in the CFPB’s Truth in Lending Act - Real Estate Settlement Procedures Act Integrated Disclosure or Know Before You Owe rulemaking and the Ability-to-Repay and Qualified Mortgage rulemakings.

Leonard ryanprofileLeonard Ryan
President, QuestSoft Corporation

Leonard has been associated with the mortgage industry for over 30 years, and is the founder of QuestSoft. He is a member of both MBA HMDA and NMLS Mortgage Call Report working groups, and is nationally recognized as a HMDA expert.