Free Webinar

Expanded HMDA = Expanded Fair Lending Risk

[Archived 3/05/19]

QuestSoft hosted a webinar on Tuesday, March 5, 2019, discussing how the expanded HMDA data will impact fair lending risk.

It is more important than ever that you understand everything about your lending activities – who, what, where, when, why and how!  Expanded data submitted to regulators means analysis will be performed without your involvement – including performance comparisons to peers and credit needs assessments.

Even if you are an institution that is exempt from the expanded data requirements, your performance will be compared to lenders that are not exempt. It is more important than ever that you understand the entire lending process in order to effectively manage fair lending risk.  

In this webinar you'll hear about . . .

  • How the availability of expanded HMDA data will impact reputational risk.
  • How examiners will use HMDA data in identifying fair lending concerns.
  • How to identify disparities and the level of additional analysis necessary to identify individual files for review.
  • . . . and much more!

Recommended for: Executive Management, Operations Management and Compliance Officers and Professionals.

   Download Materials
  • Presentation Slides [PDF]
  • Webinar Recording [streaming]

   If you have any questions about the products or services mentioned in the webinar, 
   please contact us at (800) 575-4632 option 1, or request more information.



Fill out the form below to gain access to the webinar recording and download materials!


Loretta Kirkwood

Loretta Kirkwood
Vice President, Compliance, QuestSoft Corporation

Loretta is a regulatory compliance and risk management executive with over thirty years of experience in the financial services industry. Her most significant area of focus is fair and responsible lending risk management, including compliance management system and program development, qualitative and quantitative risk assessments, data quality management, process mapping, and staff training.




Leonard Ryan
President, QuestSoft Corporation

Leonard has been associated with the mortgage industry for over 30 years, and is the founder of QuestSoft. He is a member of both MBA HMDA and NMLS Mortgage Call Report working groups, and is nationally recognized as a HMDA expert in automated compliance systems and methodology.