Q. How can I protect all the work I did in my database?
A. HMDA/CRA RELIEF has a complete backup system contained in the Utilities option of the menu bar. The options you may select under Available Screens are as follows:
Backup - Provide a name of the file. It can be as simple as "HMDA/CRA Backup".
Restore - This option will OVERWRITE your existing CRA file. Once restored, there will be no way to retrieve previous records unless they were backed up under a separate database.
Empty Database - Deletes ALL records from the currently active database. This is often used in situations where an initial import brought in errant loans and you wish to "start over" again.
Q. My computer crashed, I rebooted and when I went back into HMDA/CRA RELIEF, the total record count is now way below the original record count. What happened?
A. Exit out of the program, go to the installation folder of CRA RELIEF, look for a file named HMDADB6 .dbf or CRADB6.dbf and move it into the Import folder. Open your HMDA/CRA program, go to Import/Export, select HMDA/CRA-RELIEF Database from the drop down list and Browse to the Import folder to find the file with a .dbf extension. Click OK and Start. This should bring up your original database before the machine locked up.
Q. Is there a faster way to edit and correct records with errors?
A. Group Edits allow you to change a large number of records at a time. The primary advantage of the group edits in HMDA/CRA RELIEF compared to other products is their intuitiveness. Our edits are not merely change one number to another number, rather the edits and recommendations adjust based on other factors within the loan record.
Blue Edits are generally less harmless to apply. This does not mean you don't need to think and do what is right for your organization. However, errors such as denial reasons in loans that weren't denied are generally the result of user error or inconsistencies in your loan origination software. In this instance the application of the group edit is entirely warranted.
Red Edits are generally not recommended except as a last resort. Correcting geocoding errors with group edits early in the year are usually not suggested (except for the edit that assigns NA to the MA only). These edits are generally recommended only just before submission and then only if all other options for proper entry have been exhausted.
Q. I keep separate databases for each quarter I process. How do I merge all 4 quarters before submitting my HMDA/CRA report?
A. Go to Import/Export, Select HMDA or CRA RELIEF Backup file from the Import Database drop down list. Click Browse to go to Qsoft\CR2006\Backup or Qsoft\HR2006\BackupFolder then select the file you choose to import.
Q. When I import more records, does it add to, or overwrite the records I already have in HMDA/CRA RELIEF?
A. Importing more records into your HMDA/CRA RELIEF appends to your current database unless you have duplicate loan numbers. Exact duplicates