Assess Potential Exposure Before the Investigators

An issue facing the lender today is whether to proactively analyze its potential exposure, or simply wait until the agency identifies a potential problem. With the agency investigation frequently based on a statistical analysis, resource and expense considerations are relevant. The downside of this approach is that the agencies often afford a short time for a response and are frequently hardened in their opinion by the time they reveal the results of the investigations.

Thus, the preferable approach is to conduct your own analysis of the data and assess legal risk. QuestSoft has experienced and qualified experts to perform a statistical analysis of loan data to determine, for example, the extent to which price disparities are present.

Call us at 800-575-4632 x212 for more information.

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LEVEL 1 REPORT SET

HMDA Disparity Analysis

Data Quality Reports

Focal Point Reports

  • HMDA Spread Analysis
 
LEVEL 2 REPORT SET
Level 1 PLUS:
 
LEVEL 3 REPORT SET
Level 2 PLUS:
 
OPTIONAL ADD-ON

Statistical Analysis

  • Disparity Impact Analysis
  • Regression Model for Underwriting Analysis
  • Statistical Analysis for Pricing Disparities
  • Regression Model for Redlining Analysis
 
OPTIONAL ADD-ON

Competitor Analysis

  • Disparity Analysis
  • Market Share
  • Market Penetration
 

Call 800-575-4632 x212 for additional information.

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